What is an IVA?

An IVA is an Individual Voluntary Arrangement, an important government legislation that allows you to come to a legal arrangement with your creditors. An IVA enables you to pay your creditors only what you can afford, typically over a period of just five years. After this period the remaining debt is simply written off!

If you are in regular employment and owe more than £15,000 then you could well qualify for an IVA.

If your debt is smaller than this you may be better off with a debt management plan

To apply for an IVA plan simply fill in this form and a debt advisor will call you right back - for free!

How will an IVA help me?

Stop Harrassment & Stress

Harrassment from creditors AND bailiffs causes extreme anxiety in most people. When you proceed with an IVA this is practically eliminated.

Prevent Bankruptcy

Going bankrupt is a complex legal process and leaves you still unable to get loans, credit or even a mortgage many years into the future. An IVA can prevent court proceedings and after just five years you will be debt free - guaranteed.

Write off debts by up to 75%

A carefully selected and qualified partner will arrange a meeting with your creditors to discuss the reduction of your debts. Following their agreement the total debt can be reduced by as much as 75%, completely legally.

Become completely debt free

Interest will be frozen and no further charges will be made, preventing your debts from spiralling out of control. You only pay what you can afford and after just 5 years you will be completely debt free.

Here at Alphadebt.com we carefully review your individual case and will refer you to an experienced insolvency practitioner, who will advise you how to proceed, quickly and effectively. Find out more by completing the simple form to the right and see if you qualify, with no obligation whatsoever.

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